$100 to $5,000 · all credit types considered
Check your options
$100 to $5,000 · as soon as the next business day, if approved
Secure SSL · soft inquiry · free to request
- Free to request
- Checking won't affect your credit score
- All credit types considered
- Not a lender
Payday loans online, $100 to $5,000, for the days before the paycheck lands
WalletRedwood passes your request to lenders in our network. Read any offer first, then choose.
The days before payday
- Rent is due Monday.
- The brakes need work.
- A prescription refill.
- A late fee on a card.
- Daycare due this week.
One free request shows what lenders in our network may offer.
WalletRedwood is
- A free loan referral service
- A soft check of your options
- Your choice at every step
WalletRedwood is not
- A lender
- A guarantee of approval
- Paid by you
How it works
- 1
Request
A short form, a few minutes.
- 2
Review
Lenders in our network decide whether to offer.
- 3
Choose
Read the APR and dates. Funds as soon as the next business day, if approved.
Questions
How does WalletRedwood work?
You fill in one short request and we share it with lenders in our network. If a lender can make you an offer, you see its terms on the lender's own page and decide whether to accept.
Does checking my options affect my credit score?
Checking your options won't affect your credit score. Lenders may check your credit, including with alternative credit bureaus, when they review your request, as the credit-check authorization in our disclosures explains.
Can I get a loan if my credit isn't perfect?
You can send a request with any credit history, and all credit types are considered. Approval is never guaranteed, and your history can change the terms a lender offers.
How much could I borrow?
Requests run from $100 to $5,000. A lender may offer less than you ask for, depending on your income, its review and your state.
When would I get the money?
If you're approved and accept an offer, the money can arrive as soon as the next business day. The exact timing depends on the lender and your bank.
What should I check before I accept?
Read the APR, the total you'll repay and the payment dates. Short-term loans cost more than most credit, so borrow only what you can pay back on time.